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Credit crisis

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Yesterday, when I opened my radio, I happen to listen to a investigation of credit cisis around the students.

Question: when you walk around the street, a person come across to you, and ask the way, after that, he says that he has important things to call his family, but his phone is out of batteries, could you lend him your phone? How do you deal with this situation?

Most students reply like that, I will tell him the way I know, but I won't l lend him the phone, as there is too much swindler, I don't know when I borrow him the phone if he will return to me.

Some students reply like that, I will tell him the way, but I won't lend him the phone, and I will think out another way to help, such as I give him some loose change to have a phone on phonebooth.

A few students reply like that, I will tell him the way and lend him the phone, as if he really have the emergent things to do, then I am proud of helping a person.

If I have the same experience, how can I do, at first, I agree with the most of students, but I can't deny the second measure is the best one. En, what does you do when you happen to meet such situation?
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