怎样开具信用证
信用证是国际贸易中一种比较安全的支付方式。那么信用证是怎么开具的呢?下面就请专业人士来为您介绍一下。
l/c(信用证)
c= customer顾客 t=teller职员
t: can i help you, sir?
能帮你什么忙吗,先生?
c: yes, i want to open an l/c, but i don't know how to do it
对, 我想开个信用正, 但我不明白怎么开?
t: ok, let me tell you. a letter of credit is a written payment instrument issued by a bank at the request of a customer (always the importer). it will be sent to the exporter to make shipment and prepare the documents specified in the l/c. as soon as the l/c and documents are presented to the issuing bank, the bank must pay to the exporter (beneficiary). the bank acts as the first payer and this is the most important feature of l/c.
让我来告诉您。信用证是应客户(通常是进口商)的要求而开立的一种付款承诺文件,信用证将被寄给出口商,使出口商可以把货物装船,并根据信用正的要求准备单据。一旦信用证和单据提交给开证行,开证行必须立即付款给出口商(受益人)。银行就作为第一支付人进行支付,这就是信用证最重要的特征。
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