信用卡 Credit Cards
Credit Cards
At present, a wide variety of credit cards issued by major banks and shopping malls are thriving in colleges and universities across the nation, with a multitude of college students making up a growing population of card holders. Indeed, one out of five students is estimated to be in possession of at least one credit card, and the figure is expected to be on the steady increase, the latest data published by Yangtze Evening Post suggests.
Like anything prior to the emergence of this small piece of plastic, the increasing popularity of credit card on campus has both bright and dark sides. On the one hand, young adults in college, free from the trouble of pocketing a considerable sum of cash, could enjoy the convenience of credit cards and purchase expensive goods by installments. On the other hand, however, the irresponsible and excessive use of the cards by these youngsters, the majority of whom are fresh out of middle school incapable of budgeting their money, can make them heavily in debt which will take them years to pay off.
On my personal level, while enjoying a host of conveniences the credit card may bring, we could not afford to ignore a conspicuous fact: in most cases, parents are our sole financial sources.Instead of spending without any restrict, we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.
信用卡
目前,各种各样的信用卡发行的主要银行和购物中心在全国高校蓬勃发展,众多的大学生组成日益增长的信用卡持有者群体。事实上，据扬子晚报发表的最新数据显示，五分之一的学生估计至少拥有一张信用卡，预计这一数字将会稳步上升。
正如任何新事物，这个小块塑料的出现,在校园日益普及的信用卡既有明亮的一面也有黑暗的一面。一方面，大学里的年轻人，可以从口袋里取出一笔可观的现金，可以享受信用卡的便利，分期付款购买昂贵的商品。另一方面,然而,不负责任和过度使用卡片的这些年轻人,其中大部分都是刚走出中学无法预算他们的钱,这样会让他们负担沉重的债务,这些债务将要花费他们几年时间才能还清。
在我个人的水平,在享受信用卡可能带来的便利的过程中,我们不能忽略一个明显的事实:在大多数情况下,父母是我们唯一的经济来源。我们应该把学习放在日程的首要工作，而不是过度依赖父母，而不是毫无限制地花钱。
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